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Law Office of Brian T. Kernan

We provide legal advice in the following areas throughout New Jersey.

Foreclosure Defense

Do you want to reduce your payments and keep your home?  If you have income, a modification may be possible.  Are you overwhelmed with debt? Bankruptcy could be a way out.  Has your bank cheated you?  We have clients who have taken on the banks and prevailed.

We have handled every type of case related to debt relief and mortgage loans.  This includes modifications, Chapter 7, 11 and 13 bankruptcies, foreclosure defense and mortgage fraud defense.  We even sued one of largest mortgage companies for illegally breaking into a client’s home.


For individuals and families suffering financial hardship because of job loss, medical bills, divorce, separation and other events, we provide Chapter 7 and Chapter 13 bankruptcy, helping you shed overwhelming debt and return to financial stability.

We can help you avoid foreclosure, repossession, wage garnishment and creditor harassment, and help you eliminate credit card and other debt.

Municipal Court

We handle all matters in municipal court, including DWI, speeding, driving while suspended, careless driving and driving without insurance.  Have you been charged with a traffic violation or criminal offense?  This may carry serious fines, penalties and surcharges, including motor vehicle points.  We offer a free consultation to discuss your options.